8SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr The top leaders of the National Credit Union Administration said Tuesday that they support an alternative option that would allow credit unions to merge some operations.The agency’s general counsel issued a legal opinion last week that said credit unions are allowed under the Federal Credit Union Act to merge by forming a Network Credit Union.Under the concept, credit unions could achieve economies of scale by merging some functions such as IT or a call center while maintaining their own names and some level of autonomy.Speaking at the Credit Union National Association’s Government Affairs Conference, NCUA Vice Chairman Richard Metsger said giving credit unions that option was one of his 2016 priorities.“Building on the Network Credit Union concept…I will work to remove roadblocks to credit unions who wish to come together under the umbrella of one stronger charter, but who continue to operate under their own identities in their communities, seamless to their members, but now with added resources and reduced compliance and regulatory burden at the local level,” Metsger said.Speaking to Credit Union Journal at the conference, NCUA Chair Debbie Matz said “it is something that can be tried, so now the ball is in the court of the credit unions that are interested.” continue reading »
GABON became only the third hosts to exit the Africa Cup of Nations(Afcon) at the group stage after a 0-0 draw yesterday with Cameroon, who reach the quarter-finals.Pierre-Emerick Aubameyang missed a great chance for Gabon early on when he bundled the ball wide from two yards.His team-mate Denis Bouanga brought saves from Fabrice Ondoa as Gabon poured forward in the early stages.Bouanga was denied a last-gasp winner, that would have put Gabon through, when his shot crashed back off the post.The rebound sat up perfectly for Didier N’Dong but his shot was pushed over the bar brilliantly by Cameroon goalkeeper Ondoa as he was picking himself up the floor.Gabon went into the game knowing they had to win to guarantee their qualification from Group A but they go out of the competition after three draws.Burkina Faso are the other quarter-finalists from the group after they beat debutants Guinea-Bissau 2-0, a result which put them top of the table above Cameroon by goal difference.Borussia Dortmund star Aubameyang, one of the most prolific strikers in world football, will now have another painful memory from the Nations Cup to add to his crucial penalty miss in 2012 that cost his side a place in the semi-finals.He will replay over and over the moment in this match when he somehow got his feet tangled and put the ball wide of a gaping goal when trying to convert Bouanga’s low cross to the back post.After their fast start did not bring a goal, Gabon’s belief and confidence drained.They lacked the guile and creativity to break Cameroon down and they created virtually nothing until that late drama.The Indomitable Lions were little better in what was a poor match and were unable to put Gabon out of their misery earlier, coming closest through an Ambroise Oyongo shot that clipped the post and a first-half header from Adolphe Teikeu that went narrowly wide.But Cameroon have a chance to improve, while Gabon must face up to their poor performances.(BBC Sport)
“It took about a year and a half to finally push it to market … so it’s been a while, but now that we’ve released it, we’re really happy with the results,” said Tahbaz, a sophomore majoring in real estate development. “We pretty much found out a way that this would be the best way to bring people together through the use of statuses, which no app is currently doing,” Tahbaz said. “I think it’s a pretty new market … but I think that one big app could really just change the entire landscape and cause a lot of more apps to come into play.” Lam came up with the idea during high school but only started working on it with his roommate in Fall 2018. They hired a developer in India to create the app. “So we developed this idea because this would allow you to know exactly when all of your friends would be available at any point,” said Lam, a sophomore majoring in business administration. “When you’re bored, you can just see who is available and then text them — people who you wouldn’t have texted in the first place.” The app, which launched Nov. 18, makes it easier for users to see their friend’s availability and message them or make a group chat ideally leading to more spontaneous plans. Lam and Tahbaz are trying to grow the app’s usership by marketing primarily through social media and posting on college Facebook pages. The app contains three pages that include messages, a directory and the user’s profile. The directory page shows the friends’ statuses, and the profile shows the user’s own availability status and interests. “It definitely has been easier,” Tahbaz said. “We’ve been using it, and it’s made it more convenient for us to figure out who’s available and who’s not at whatever time that we want to hang out, go get something to eat or go watch a movie or something.” “[The app] makes it really easy to just go straight to who’s free to hang right now instead of having to ask a bunch of people,” Tang said. “It’s a wonderful accessory on top of your other messaging apps.” Users can share their availability through a green, yellow or gray dot on their status to show whether they are available, may be available later or are unavailable. “A lot of people enjoyed the UI [user interface] of the app. It’s really clean, it’s really basic. We’re slowly gaining traction,” Lam said. “We’re just slowly trying to gain more traction to get some more users on the app and hope that it grows bigger in the coming few months.” Like many college students, Tiger Lam and Sallar Tahbaz found it difficult to make plans during their freshman year because all of their friends had different schedules. Learning from their frustrations, they decided to take matters into their own hands. The duo created Hangski, an app that allows users to input their schedules and see when their friends are available, to help other students avoid this issue. Robert Tang, a sophomore majoring in business administration, said he started using the app after he heard about it from his friends and said he liked how convenient the app made it for him to hang out with friends he wouldn’t normally see. He said they are already working on an update to make the app more accessible, allowing users to upload their class schedule and personal activities so the app can automatically change their status. “I think that would help a lot because a lot of people find it a little bit tedious to change your status every time you’re free and change your status every time you’re not free,” Lam said. Tahbaz said the app has made it easier for him and his friends to plan activities with others and helped him avoid scheduling conflicts and miscommunications. Lam said he believes the app would be useful to other students like him who had faced trouble coordinating plans or didn’t know who to hang out with when they were bored, especially on a large college campus that can be isolating for students who aren’t involved in organizations. Lam and Tahbaz looked to apps such as Snapchat, Instagram and Skype when developing the feature that shows when users are on the app. Tahbaz said he wanted to use this feature in a way that would help people meet up in real life, rather than just show when they could chat with each other online. Two sophomores, Sallar Tahbaz (left) and Tiger Lam (right), launched Hangski, an app dedicated to helping students coordinate their schedules. (Andrea Diaz | Daily Trojan)
Although the youthful Wisconsin squad struggled throughout the season, Greg Van Emburgh looks forward to the team’s future.[/media-credit]Coming off of a record-setting season, the 2010-11 Wisconsin men’s tennis team had big shoes to fill. In 2010, the University of Wisconsin was selected to enter the NCAA tournament for the fourth straight season, a school-record, and managed to make it to its first-ever sweet 16 appearance.When the 2011 season started, head coach Greg Van Emburgh knew it was going to be a rebuilding year for his young team. The Badgers went from three seniors and three freshmen on their 2009-10 roster to a 2010-11 season where the team was predominantly freshmen.The lack of experience seemed to be the Badger’s achilles’ heel.In January, the Badgers began their season with two wins and three losses before losing their first conference match against Minnesota, the team that would end their season months later in the Big Ten Tournament.After its first conference match, Wisconsin seemed to hit a high note with two wins against Marquette and UIC, 6-1 and 7-0, respectively. However, the happiness was short lived, as the Badgers struggled to continue their winning ways.Throughout the season, consistency seemed to be a major problem for the Badgers as a whole. They would win a game, and then lose two. Lose a game, and then win two. Not once in the season did they win more than two consecutive games.When March rolled around, Wisconsin ended up claiming the No. 6 seed for the Big Ten Tournament. With a win against No. 11 seed Penn State, Wisconsin was able to continue tournament play against No. 3 seed Minnesota. But their tournament play was short-lived, as Wisconsin fell early to its conference rivals.Although they struggled as a team, Marek Michalicka, Billy Bertha, Rodney Carey and Fredrik Ask proved that individually it was a different story.The seven freshmen that played as Badgers this season gained valuable experience that is needed for the success of their future seasons. Two of the freshman, the doubles duo of Carey and Ask, worked their way into the UW system perfectly and ended their season by working their way to the No. 2 doubles slot.Bertha, a sophomore, is known for his passionate, fiery play and will lead next year’s team. Bertha and Michalicka played the entire season at the No. 1 doubles spot and together they gained the lone win of the day in the Big Ten Tournament against Minnesota, ending their season with an 18-5 doubles record together.Whether in doubles play with Bertha or singles play, Michalicka led his team by example with his experience. Optimistic and focused, Michalicka was spoken very highly of during his time at Wisconsin and ended up earning Big Ten honors for his play. His team-high record of 17-6 in the No. 1 singles slot and his 8-2 record in Big Ten play earned him a spot on the first team All-Big Ten team as well as the recognition of being a Badgers’ Big Ten sportsmanship honoree.While his time at the UW is coming to a close, Michalicka’s tennis career is still booming. On Tuesday, the NCAA selection show aired and Michalicka looked to get his third-straight NCAA singles berth. Ranked No. 57 in the nation, UW’s senior captain got what he wanted and was selected as one of 64 singles players to compete in the 2011 NCAA Division 1 Men’s Tennis Championships.Although the season has come to a close, with such a young team, you haven’t seen the last of many of these Badgers. Van Emburgh is proud of his team and how far it has come and looks forward to his growing future with such a young team.